Hit with an Unexpected Expense? Avoid the Debt Spiral Life rarely goes according to plan. Just when you think you've got your finances under control, a rogue expense pops up and throws a wrench in the works. Whether it's a car repair, a medical bill, or a leaky roof, unexpected expenses are...
The Secure Act Killed the Stretch IRA: What You Need to Know for retirement planning The SECURE Act, signed into law in late 2019, brought significant changes to the retirement landscape. Perhaps the most impactful was the elimination of the "stretch IRA," a popular estate planning tool...
Hold Your Horses! Why Rolling Over Your 401(k) Might Not Be the Best Move So, you're leaving your job, and the first thing everyone tells you is to "roll over your 401(k)!" It sounds like the responsible thing to do, right? Keep that retirement money working for you. And while a rollover...
Take Control: Build Your Retirement with a Self-Directed IRA #Shorts – Is it Right For You? You've seen the #Shorts: catchy tunes, quick explanations, and promises of retirement riches. Among them, the buzz around Self-Directed IRAs (SDIRAs) is growing. But are they the golden ticket to a...
Traditional vs. Roth IRA: A CPA's Guide to Balancing Your Retirement Savings retirement planning can feel like navigating a complex maze, and choosing between a Traditional IRA and a Roth IRA is often one of the first major decisions. As CPAs, we're often asked, "Which is better?" The truth...
