self directed ira

How a Precious Metals IRA Actually Works in 2026

How a Precious Metals IRA Actually Works in 2026

A precious metals IRA is a self-directed IRA that holds IRS-approved gold, silver, platinum, or palladium instead of (or alongside) stocks and bonds. It follows the same contribution limits as any IRA — $7,500 for 2026, $8,600 with the 50+ catch-up, per IRS Notice 2025-67 — and the same...

What a Gold Allocation Actually Adds to a Retirement Portfolio

What a Gold Allocation Actually Adds to a Retirement Portfolio

What a Gold IRA adds to a retirement strategy is best understood through correlation, not returns. Gold's price movements have historically had a low or even negative correlation with the S&P 500 during specific stress periods — meaning when stocks fall sharply due to a financial crisis or...

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