Home Storage Gold IRAs: What This Video Gets Right, and the Real Risk

Jan 19, 2026 | Gold IRA | 0 comments

Home Storage Gold IRAs: What This Video Gets Right, and the Real Risk

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This video covers ‘home storage’ Gold IRA structures. Worth being direct about the real legal risk: IRC Section 408(m) requires IRA-owned metal to be held by a trustee or approved custodian, not the account owner personally, and the Tax Court’s 2021 McNulty decision treated personal home storage of IRA gold as a taxable distribution. Structures marketed as letting you self-store IRA gold are exactly the kind of setup the IRS has already challenged and won against – worth real caution, not just a how-to.


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