Retiring at 65? Here’s What a 401(k)-to-Gold-IRA Rollover Involves

Jan 12, 2026 | Gold IRA | 0 comments

Retiring at 65? Here’s What a 401(k)-to-Gold-IRA Rollover Involves

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This video targets the specific moment of retiring at 65 and moving a 401(k) into a Gold IRA. The mechanics matter more than the pitch: a direct (trustee-to-trustee) rollover avoids withholding and the 60-day deadline that applies to an indirect rollover, where the plan withholds 20% and you must redeposit the full amount yourself to avoid it counting as a distribution. Age 65 is past the 59½ penalty threshold, but the metal still must meet IRC Section 408(m) rules.


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