rewrite this title in 20 words or less (do not provide multiple options): Backdoor Roth Conversion: Top 2 Issues You MUST Know!

Feb 13, 2026 | Backdoor Roth IRA | 2 comments

rewrite this title in 20 words or less (do not provide multiple options): Backdoor Roth Conversion: Top 2 Issues You MUST Know!


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2 Comments

  1. @mflores1423

    I made to much in 2025 I contributed to my roth all year, i made a reclassification of all the roth money into my tradional ira , then i did a backdoor from tradional to roth , i had $5.00 in VOO at the current time in my tradional ira , when i did the conversion it sold it and transferred everything (voo$5.00 and reclassification money) do you think this will trigger the pro rate rule for my 2026 taxes?

    Reply
  2. @royayaz

    I have a question. I have a roll-over IRA (former 401K that was converted and kept in a roll-over IRA) from my previous place of work. Can I convert that roll-over IRA to my current 401K, so that I end up with no IRA account, before going through the backdoor IRA? Thanks.

    Reply

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