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rewrite this title in 20 words or less (do not provide multiple options): Backdoor Roth IRA Guide for Beginners in 2025

Apr 23, 2026 | Backdoor Roth IRA | 3 comments

rewrite this title in 20 words or less (do not provide multiple options): Backdoor Roth IRA Guide for Beginners in 2025


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3 Comments

  2. @allenpatty5530
    @allenpatty5530 on April 23, 2026 at 10:01 pm

    Excellent explanation of the Pro Rata Rule with a Balance and what to do with your Trad IRA Balance to get it to zero. Also did not realize that a Backdoor Roth IRA is treated differently from a Roth IRA regarding the 5-year withdrawal rule. Very helpful.

    Reply
  3. @youseennothing8432
    @youseennothing8432 on April 23, 2026 at 10:01 pm

    Do you have to move the pretax before backdoor Roth IRA, can you just open a new trad IRA?

    Reply

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