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This video from Opulent Gold Group breaks down what separates a Gold IRA from a regular IRA: both follow the same 2026 IRS contribution limit ($7,500, or $8,600 if you’re 50+), but a Gold IRA is self-directed and restricted to IRS-approved bullion and coins meeting the purity standard in IRC Section 408(m), held by an approved custodian and depository rather than in a brokerage account. A regular IRA typically holds stocks, bonds, mutual funds, or ETFs with no such storage requirement. Here’s a closer look at how the two compare.

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