This clip comes from Financial Issues, a call-in personal finance program, discussing Gold IRAs. At its core, a Gold IRA is a self-directed IRA that holds physical precious metals instead of stocks or funds. It follows the same contribution limits and tax treatment as a regular IRA, but the metal itself must meet IRS purity standards under IRC Section 408(m) and be held by an approved custodian and depository rather than at home.

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