FDIC deposit insurance covers bank deposit accounts, not IRA-held physical metals; SIPC coverage protects brokerage account securities against firm failure, not commodity price movements. Metals held in an approved depository are typically covered by the depository’s private insurance policy, which you should verify directly rather than assume.

Video titles claiming specific year-over-year growth percentages for gold or silver IRAs (such as “73%” or “160%”) do not correspond to any published dataset from the IRS, Federal Reserve, or a recognized custodian trade association — treat such figures as unverified marketing claims rather than fact, and verify any retirement account decision against your own custodian statements and a fiduciary advisor.