Since the SECURE Act (2019), most non-spouse beneficiaries who inherit an IRA — including one holding metals — must fully distribute the account within 10 years of the original owner’s death, a real deadline with tax consequences that has nothing to do with any growth-percentage marketing claim about the metals themselves.

Video titles claiming specific year-over-year growth percentages for gold or silver IRAs (such as “73%” or “160%”) do not correspond to any published dataset from the IRS, Federal Reserve, or a recognized custodian trade association — treat such figures as unverified marketing claims, and verify any retirement account decision against your own custodian statements and a fiduciary advisor.