4 Comments

1. 

   @SparkWealthAdvisors on June 2, 2026 at 3:38 pm

   We're curious – does your employer offer after-tax contributions to your 401(k) or other employer-sponsored plan? Let us know below!

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2. 

   @thearturotoledo on June 2, 2026 at 3:38 pm

   Is this financial advice?

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3. 

   @markjou9799 on June 2, 2026 at 3:38 pm

   OMG I just found out about this feature. I had my 401k since 2018 and been maxing it out since 2019 and I also contribute 2k a month to my individual trading account which I just buy long term ETF's in that. TBH I don't really plan on touching the money in my individual trading account until retirement. My 401k plan does offer the after tax feature so I think instead of contributing the 2k a month to my individual account I will just contribute the 2k to the after tax 401k feature and automatically convert that to my Roth Ira. Thats how it works?

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4. 

   @watchingu83 on June 2, 2026 at 3:38 pm

   My employer allows for after tax payroll contributions to my 401K up to the IRS limit ($70,000 in 2025). Are there any tax forms or special considerations when rolling these after tax 401K dollars to a ROTH IRA outside of my employers 401K plan?

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