For 2026, the IRS set the employee elective deferral limit for 401(k), 403(b), and most 457 plans at $24,500, up from $23,500 in 2025 (IRS Notice 2025-67). If you're 50 or older, you can contribute an additional $8,000 in catch-up contributions, for a total of $32,500. A special higher catch-up of...
Inflation's effect on cash is straightforward and well-documented: if prices rise faster than the interest your savings earn, your money buys less over time even though the number in your account stays the same or grows slightly. The Bureau of Labor Statistics tracks this directly through the...
You can hold Bitcoin in a retirement account, but only through a self-directed IRA with a custodian that specifically supports digital assets - a standard IRA or 401(k) brokerage account typically won't allow direct cryptocurrency holdings. The IRS has treated virtual currency as property for...
Is Gold in a “Mania” Phase? What History Actually Shows Written by Samuel, Certified Public Accountant Published August 2026 Last updated: August 2026 About this guide: This page is reviewed for tax and account-structure accuracy by a Certified Public Accountant on our team. It reflects...
"The Great Reset" is a real term - it was the title of a 2020 World Economic Forum initiative about post-pandemic economic recovery - but online content using the phrase often stretches it into claims about an imminent currency collapse or engineered financial system overhaul. There is no credible...
