Gold and silver serve somewhat different roles in a portfolio, which is the real reason some investors hold both rather than picking one. Gold has historically been viewed primarily as a monetary and store-of-value asset, with central banks holding significant gold reserves (tracked publicly by...
Claims that the banking system is being "replaced" typically point to real underlying trends - the growth of digital payments, fintech competition, and discussion of central bank digital currencies - but stretch them into a dramatic, imminent collapse narrative that isn't supported by regulatory...
A Gold IRA isn't a separate retirement account category from a "regular" IRA in the eyes of the IRS — it's a self-directed traditional or Roth IRA that happens to hold physical precious metals instead of stocks, bonds, or mutual funds. The contribution limits are identical: for 2026, that's...
The IRS rules for holding precious metals in an IRA are specific and worth knowing before buying anything. Under IRC Section 408(m), gold must be at least .995 fine, silver at least .999 fine, and platinum/palladium at least .9995 fine to qualify - with a narrow exception for American Gold Eagle...
Calling gold and silver "wealth insurance" is a common framing, and it has a real basis: precious metals have historically shown low or negative correlation with stocks during certain market downturns, meaning they sometimes hold or gain value when equities fall. That's the actual mechanism behind...
