retirement savings

The Real IRS Rules for Holding Gold and Silver in an IRA

The Real IRS Rules for Holding Gold and Silver in an IRA

The IRS rules for holding precious metals in an IRA are specific and worth knowing before buying anything. Under IRC Section 408(m), gold must be at least .995 fine, silver at least .999 fine, and platinum/palladium at least .9995 fine to qualify - with a narrow exception for American Gold Eagle...

Does Marital Status Change Anything About a Gold IRA?

Does Marital Status Change Anything About a Gold IRA?

Quick answer: The core Gold IRA rules (purity, custodian, contribution limits) are the same regardless of marital status — the real planning differences for single investors are around beneficiary designation and having no second income to fall back on. This article is grounded in the topic...

Does Gold Actually Hedge Inflation? What the Real Data Shows

Does Gold Actually Hedge Inflation? What the Real Data Shows

Quick answer: Partially and inconsistently. Gold has done well during some inflationary periods and poorly during others — it's a real but unreliable short-term inflation hedge, closer to a long-run store of value. This article is grounded in the topic actually covered by the referenced video...

What Is a Silver IRA, Exactly? The Real Definition

What Is a Silver IRA, Exactly? The Real Definition

Quick answer: A Silver IRA is a self-directed Traditional or Roth IRA that holds physical silver bullion meeting the IRS's 99.9% minimum purity standard under IRC Section 408(m), managed by an approved custodian and stored at an approved depository - it is not a special new account type, just a...

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