Retirement

Gold and Silver Prices Are Rising: What’s Actually Driving It

Gold and Silver Prices Are Rising: What’s Actually Driving It

Gold and silver have both seen meaningful price appreciation in recent years, and the drivers are identifiable rather than mysterious: persistent inflation above the Federal Reserve's 2% target in several recent years, central bank gold buying (the World Gold Council has tracked record or...

Gold IRA vs. Regular IRA: What Actually Changes

Gold IRA vs. Regular IRA: What Actually Changes

A Gold IRA isn't a separate retirement account category from a "regular" IRA in the eyes of the IRS — it's a self-directed traditional or Roth IRA that happens to hold physical precious metals instead of stocks, bonds, or mutual funds. The contribution limits are identical: for 2026, that's...

The Real IRS Rules for Holding Gold and Silver in an IRA

The Real IRS Rules for Holding Gold and Silver in an IRA

The IRS rules for holding precious metals in an IRA are specific and worth knowing before buying anything. Under IRC Section 408(m), gold must be at least .995 fine, silver at least .999 fine, and platinum/palladium at least .9995 fine to qualify - with a narrow exception for American Gold Eagle...

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