Skipping the Penalty: Using Your 401(k) or IRA to Buy a Home In the landscape of personal finance, the question of how to efficiently fund a home purchase often arises. Many potential homeowners find themselves pondering the role of their retirement accounts—specifically, 401(k)s and IRAs....
The Risky Business of Public Pensions: An Examination of Challenges and Strategies Public pensions, often lauded as a cornerstone of retirement security for millions of government employees, have increasingly become the subject of intense scrutiny and debate. As economic landscapes evolve,...
Should I Convert to a Roth IRA at 61 with $400,000 in 401(k) Losses? Navigating retirement savings can be particularly daunting, especially when faced with significant losses in your 401(k) plan. If you're 61 years old and staring at a staggering $400,000 in losses, the question of whether...
S-Corp Owners: Max Out Your Solo 401(k) Contributions 🤯 #taxes #money #entrepreneur As an S-Corporation owner, you wear many hats—business strategist, marketer, and sometimes even accountant. But when it comes to tax strategies and retirement planning, one of the best moves you can...
Can You Own Precious Metals Like Gold and Silver in Your Self-Directed IRA? When it comes to retirement planning, most investors are familiar with traditional assets like stocks, bonds, and mutual funds. However, there’s a growing interest in alternative investments, particularly precious...
