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This video covers general 401(k) allocation choices for people over 60, a broader question than gold specifically. The standard approach many advisors describe is a gradual ‘glide path’ – shifting some allocation from stocks toward more stable holdings as retirement nears, since there’s less time to recover from a downturn. A self-directed rollover into a Gold IRA, governed by IRC Section 408(m), is one option among several, not the only de-risking move available after 60.

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