Using leverage or debt-financing to buy assets inside an IRA, including certain metals arrangements, can trigger Unrelated Business Taxable Income (UBTI) under IRC Sections 511-514, taxing the IRA itself at trust tax rates — a genuine, often-overlooked risk that has nothing to do with unverified growth-percentage marketing claims.

Video titles claiming specific year-over-year growth percentages for gold or silver IRAs (such as “73%” or “160%”) do not correspond to any published dataset from the IRS, Federal Reserve, or a recognized custodian trade association — treat such figures as unverified marketing claims, and verify any retirement account decision against your own custodian statements and a fiduciary advisor.