General claims that “now” is the time to own physical metals skip the more useful question of how much. Among fee-only certified financial planners who do recommend a precious-metals allocation at all, the common range cited is roughly 5-10% of a total investment portfolio — treated as a diversification and inflation-hedge position, not a market-timing call tied to any particular week or headline.

That modest allocation size matters because it reflects silver and gold’s actual historical role: they’ve provided diversification benefit during specific stretches (high inflation periods, currency stress) but have also gone through multi-year periods of underperforming stocks and bonds. A plan built around a fixed target allocation, rebalanced periodically, is a more defensible approach than reacting to any single video’s “now is the time” framing, which by its nature can’t account for what happens after it’s published.