Can a Self-Directed IRA Hold Crypto or Precious Metals? What the Rules Actually Say

Jun 3, 2026 | Silver IRA | 0 comments

Can a Self-Directed IRA Hold Crypto or Precious Metals? What the Rules Actually Say

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This short video looks at a real trend: moving retirement savings into cryptocurrency or physical precious metals through a self-directed IRA. That is legal, but with limits the video does not mention — the IRS requires an approved custodian and depository, you cannot personally hold the coins or crypto keys, and only bullion meeting IRC Section 408(m) purity standards qualifies. Skipping the custodian entirely risks a prohibited transaction under IRC Section 4975.


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