Both physical gold (meeting IRC 408(m) fineness rules) and, through specialized custodians, certain cryptocurrency can be held in a self-directed IRA — the "go gold, not crypto" framing presents this as binary when the real difference is regulatory maturity and volatility profile, not legality....
"The Fourth Turning" is a generational theory proposed by authors William Strauss and Neil Howe in a 1997 book, describing a repeating 80-100 year cycle of societal crisis and renewal. It is a historical and sociological framework, not an economic forecasting model endorsed by the Federal Reserve,...
You can exit most annuities, but the mechanics matter more than a short video can convey. Most annuity contracts carry a surrender charge period, typically 5–10 years, during which withdrawing beyond a small penalty-free amount (often 10% annually) triggers a declining surrender fee set by the...
Claims that the banking system is being "replaced" typically point to real underlying trends - the growth of digital payments, fintech competition, and discussion of central bank digital currencies - but stretch them into a dramatic, imminent collapse narrative that isn't supported by regulatory...
Yes, with a condition: the SECURE Act of 2019 eliminated the age limit that previously barred Traditional IRA contributions after age 70½. Under current law, there is no maximum age for contributing to a Traditional or Roth IRA - including a self-directed IRA holding gold or silver - as long as...
