Quick answer: Rising prices erode what cash can buy over time, which is why some investors hold gold alongside stocks and bonds rather than as a replacement for them. Gold has no guaranteed return and pays no interest or dividend, so it's a diversification tool, not an inflation cure. What...
Counterparty risk is the risk that another party in a financial arrangement fails to meet its obligation - a company defaulting on a bond, a bank failing, a stock's issuing company going bankrupt. Physical gold you actually hold doesn't carry that kind of risk, because its value doesn't depend on...
A dealer's own marketing about its customer service is, by definition, not an independent source. The verifiable things worth checking instead: the dealer's Better Business Bureau profile and complaint history, whether it's a member of industry bodies like the Professional Numismatists Guild or...
General claims that "now" is the time to own physical metals skip the more useful question of how much. Among fee-only certified financial planners who do recommend a precious-metals allocation at all, the common range cited is roughly 5-10% of a total investment portfolio — treated as a...
Headlines about banks "being in trouble" often skip the actual protection already in place: the FDIC insures deposit accounts up to $250,000 per depositor, per insured bank, per ownership category. That coverage is why the 2023 regional bank failures (Silicon Valley Bank, Signature Bank) resulted...
